Investment Portfolio Planner
A simple 3-fund portfolio planner that tells you what to buy next.
Built for long-term, low-cost index investing (Boglehead-style)
Inputs
How This Works
This planner uses a simple three-fund portfolio approach: US stocks, international stocks, and bonds.
Your risk tolerance and age determine your stock/split. Your stock allocation is then split between US and international funds.
If contribution-only mode is enabled, the apps avoid selling and directs new cash toward underweight assets first.
Example Funds
These are common low-cost index fund examples. They are not personalized recommendations.
US Total Stock Market
VTI, VTSAX, FSKAX, SWTSX
International Total Stock Market
VXUS, VTIAX, FTIHX, SWISX
Total Bond Market
BND, VBTLX, FXNAX, SWAGX
Target Allocation
Recommended Action
You are currently 10.7% overweight in US stocks
Since no-selling mode is enabled, direct new contributions toward underweight assets first.
Invest New Cash
Projected Allocation
Glide Path
A simple view of how your allocation may become more conservative over time.
This tool is for educational purposes only and is not financial advice. It does not account for your full financial situation, taxes, fees, account types, income needs, or investment objectives. Consider consulting a qualified financial professional before making investment decisions.